GENERAL INSURANCE


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Health Insurance

Thanks to Corona, the importance of Health is felt by all of us recently. Health Insurance is actually a wealth Insurance. Because Health Insurance is meant to protect your family’s financial future against uncertainty. In absence of Health Insurance, one medical exigency in the family can vanish all your savings. And you end up having huge debt in no time just to meet the unsurmountable medical bills. It not only gives you a risk cover, but also empowers you to fulfil your various needs like:

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1.Coverage against medical expenses :

The main purpose of medical insurance is to receive the best medical care without any strain on your finances. You may, therefore, focus on your speedy recovery instead of worrying about such high costs.


2.Coverage against critical illnesses :

Insurance providers nowadays offer critical illness insurance, either as a standalone plan or as a rider. This amount may be used to meet your illness-related treatment costs, daily expenses, and any other financial obligations.


3.Cashless claim benefit :

Many insurance providers offer cashless claim facilities.


4.Additional protection over and above your employer cover :

You may be left uninsured in case of loss of job or change in employment. In order to protect yourself against such an event, purchase a health cover individually.


5. Tax benefits :

Health care plans provide tax benefits. Premiums paid towards your health care policy are eligible for tax deductions under Section 80D of the Income Tax Act, 1961.

Motor Insurance

We offer best vehicle insurance for your Cars and Two Wheelers from multiple General Insurance majors.
Protection from a financial loss arising out of loss or damage to your vehicle.
Protection from liability towards third parties for personal injury.
Protection death and property damage on account of any accident involving your vehicle.
Cash Less and Hassle free Claim procedure.

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Personal Accident

Personal Accident Insurance policy provides complete financial protection to the insured members against uncertainties such as accidental death, accidental bodily injuries, and partial/total disabilities, permanent as well as temporary disabilities resulting from an accident.
In the case of accidental death of the policyholder, the nominee gets 100% Sum Insured from the insurer. There are various other compensations that are offered for accidental disability such as loss of eyes, limbs, and speech.

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An accident does not come knocking at the door. It can happen anytime, anywhere and may result in minor to serious injuries. Any such uncertainty may lead to a financial crisis, and that is why it is recommended to buy an Accidental Insurance policy. It will provide the necessary financial assistance to you and your family against accidental death, bodily injuries and disabilities (Partial/ Permanent/Temporary). There are various other rider benefits such as accidental hospitalization cover, Hospital Confinement Allowance, and Medical Expense Cover.

Home Insurance

Most of the time, our biggest investment is our House. Natural disasters such as floods, cyclones and earthquakes, often cause extensive damage to life and property. A home insurance policy will provide compensation for the loss/damage caused to your home due to such perils. In absence of a Home Insurance, all restoration costs will befall on us. Needless to say, it will be substantial; can wipe out our precious savings meant for something better or we will be forced to take Loan to get it fixed.
Apart from structure, you can insure valuable contents in the house against the fire, flood &other similar perils including burglary.

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Fire and Special Perils

Fire insurance policy is suitable for the owner of property, one who holds property in trust or in commission; individuals/financial institutions who have financial interest in the property. All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customer’s premises, machinery temporarily removed from the premises for repairs can be insured.

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Professional Indemnity Policies (Individual and Group)

Professional indemnity insurance, often referred to as professional liability insurance or PI insurance, covers legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause Financial loss to your client.



Who can buy this plan?


  • Professionals working in health sector, architecture, accounting
  • Lawyers, attorneys, solicitors, counsels
  • Organisational bodies like hospitals, medical institutions, legal firms, construction companies, auditing firms
  • Brokers, management consultants, engineers, IT professionals, etc.
  • Some specific plans designed for even software and website developers


Directors and Officers Liability Insurance (Individual and Group)


The legal liability including costs, to defend any civil/or criminal action against the Directors and/or Officers holding a responsible position in a company. This action may be brought against the Directors and/or Officers by Shareholders, own Employees, Customers, Competitors or Members of the public or even regulatory authorities.